Learning to repair your credit

Using credit repair letters is a great way to repair your credit.

It's very important that you take the time to learn the credit repair process. If you don't know when to send the right letters at the right time, you could end up damaging your credit even worse. If you dispute incorrectly your disputes could become frivolous and they will reject any future disputes.

When it comes to credit repair, you only have 1 shot!

I recommend you to first get a copy of your credit reports from a good provider like www.creditkeeper.com www.myfico.com both of which charge a fee each month.

You could get free credit reports from www.annualcreditreport.com but if you get them from here you'll make any disputes take much longer with the three major credit bureau's. They will get an extended 15 days on the normal 30 days to reply back on disputes.

Then review your information on your reports and see my section on how to read your credit reports and then prepare to send out those letters.